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- New Vehicle as low as 1.99% APR
- Used Vehicle as low as 1.99% APR
- Variable Home Equity Line of Credit: 2.49%APR fixed for 18 months then prime + .50%

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About Us

Welcome to Valley One Community Federal Credit Union!

We are a full-service, not-for-profit financial cooperative with more than 4,000 members and $32 million in assets. Valley One Community FCU is the oldest credit union in Steubenville, Ohio, founded in 1965 under the name Wheeling Pittsburg Steel Federal Credit Union. Click here for a list of our locations and hours.


Credit unions are unique financial cooperatives that operate under a philosophy of "People Helping People." Members join in a cooperative form and structure to create a unique not-for-profit financial institution. When you join Valley One Community Federal Credit Union, you are more than just a number -- you're an owner! We have a commitment to the financial well-being of our members. All credit union earnings are returned to you in the form of higher dividends on savings, lower everyday interest rates on loans and credit cards, lower service fees, and the best possible products and services!
Are you eligible to join Valley One Community FCU? See below for who can join.

Through our website, you have 24-hour access to variety of products and services to improve your financial well-being. Apply for membership, complete a loan application, compare our rates, use our online calculators, read our newsletter and see what special promotions are featured each quarter.


If you live, work, worship or go to school in Jefferson County, you can become a member of Valley One Community Federal Credit Union. Learn more here.

At Valley One, we get it done! Click to watch one of our latest commercials.