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- New Vehicle as low as 1.99% APR
- Used Vehicle as low as 1.99% APR
- Variable Home Equity Line of Credit: 2.49%APR fixed for 18 months then prime + .50%

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Checking / Share Draft

A Valley One Community FCU’s share draft checking Account meets your needs without a lot of extras you don't need. You won't find a high minimum-balance requirement, per check charges, or monthly fees. Instead, our accounts offer you:


  • Easy Access – Access your account by regular check, ATM card or debit card.
  • Statements – You will receive a monthly statement showing all drafts which have cleared and all deposits made to your account.
  • No Fees – The account is free of charges except for the checks you use and checks returned for non-sufficient funds.
  • Audio Response Teller – Access your account, review balances, inquire about cleared checks, and hear recent deposits and withdrawals with this FREE service you can use with any touch-tone telephone. Call to get your PIN and start using this convenient service today. Already enrolled? Call (740) 346-0151 to access your account.