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- New Vehicle as low as 1.99% APR
- Used Vehicle as low as 1.99% APR
- Variable Home Equity Line of Credit: 2.49%APR fixed for 18 months then prime + .50%

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Rates

 

 

Risk-Based | Loans | Savings | Certificates

 

 

Effective date: February 20, 2015

 

All rates subject to change without notice.

 

New Autos

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
72 months 3.49 3.49  3.99  5.49 7.49 11.49 
60 months 2.99 2.99  3.49  5.49 6.99  10.99
48 months 2.49 2.49  2.99  4.99 6.49 10.49
36 months 1.99 1.99 2.49 4.49 5.99 9.99

 

 

Used Autos 2016

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 2.99 2.99  3.49  5.49 6.99  10.99
48 months 2.49 2.49  2.99  4.99 6.49 10.49
36 months 1.99 1.99 2.49 4.49 5.99 9.99

 


 

Used Autos 2014-2015

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 
48 months
2.99
2.49
2.99
2.49 
3.49
2.99
5.49
4.99
6.99
6.49 
10.99
10.49

 


Used Autos 2013

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
48 months
36 months
3.49
2.99
3.49
2.99 
3.99
3.49 
5.99
5.49
7.49
6.99 
11.49
10.99

 


Older Used Cars

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
36 months 3.99 3.99  4.49 6.49  7.99  11.99

 


Used Autos 2009 and older

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
18 months 3.99 3.99 4.49  6.49  7.99  11.99

 


New Boat/RV $10,000 or less financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 7.75 8.25 8.75 10.75 12.25 16.25

 


Used Boat/RV $10,000 or less financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 8.75 9.25 9.75 11.75 13.25 17.25

 


New Boat/RV more than $10,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
120 months 8.75 9.25 9.75 11.75 13.25 17.25

 


Used Boat/RV more than $10,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
120 months 9.75 10.25 10.75 12.75 14.25 18.00

 


New Motorcycles over $5,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 7.25 7.75 8.25 10.25 11.75 15.75

 


Used Motorcycles over $5,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 7.75 8.25 8.75 10.75 12.25 16.25

 


New Motorcycles under $5,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
48 months 7.75 8.25 8.75 10.75 12.25 16.25

 


Used Motorcycles under $5,000 financed

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
48 months 8.25 8.75 9.25 11.25 12.75 16.75

 


New Mobile Homes

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
120 months 10.25 10.75 11.25 13.25 14.75 18.00

 


Used Mobile Homes

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
120 months 10.75 11.25 11.75 13.75 15.25 18.00

 


Miscellaneous Secured includes jet ski's, furniture, computers, appliances

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
36 months 9.50 10.00 10.50 12.50 14.00 18.00

 


Farm Equipment

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
60 months 11.50 12.00 12.50 14.50 16.00 18.00

 


Personal Loans

 

Credit Rating A+ A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
48 months 10.00 11.00 12.00 18.00 18.00 18.00

 

 

 

*APR = Annual Percentage Rate
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Rates are subject to change
Loans Rate APR* Term  
MasterCard Credit Card 12.840
12.840
n/a Calculator
Home Equity Fixed Rate 4.99 4.99 120  Calculator
apy= annual percentage yield
Go To Loan Application | Go To Calculators | Back to Top
 
 
Savings, effective January 1, 2013, dividends are compounded and credited quarterly on average daily balances of $500.00 or more. The annual percentage yields are accurate as of the last dividend declaration date and are subject to change at any time.  Dividend Rate APY* Term
Regular Share  $500.00 to $999.99 .001  .001  n/a
Regular Share $1,000.00 to $39,999.99 .05 .05 n/a
Regular Share $40,000.00 and over .10 .10 n/a
Share Draft  .00 .00 n/a
Christmas Club .10 .10 n/a
Vacation Club .10 .10 n/a
IRA Share .10 .10 n/a
Variable Money Market .20 .20 n/a 
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Certificates Dividend Rate APY* Term
Certificate 91 days $1,000 minimum balance .05 .05 3
Certificate 6 months $500 minimum balance dividends maturity .10 .10 6

Certificate 6 months $500 minimum balance dividends monthly

.10 .10 6
Certificate 12 months $500 minimum balance .20 .20 12
Certificate 18 months $500 minimum balance .30 .30 18
Certificate 30 months $500 minimum balance .40 .40 30
Certificate 48 months $2500 minimum balance

.75

.75 48
IRA certificate 1 year .20 .20 12
IRA certificate 2 year .35 .35 24
IRA certificate 3 year .50 .50 36
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