Banking Services

Banking Services

At Valley One Community Federal Credit Union, we offer the same banking services as the traditional banks.

  • Make deposits
  • Start a savings or checking account
  • Invest for your retirement
  • Access your credit and debit information.
Online Banking

Online Banking

If you’re in the market for a new or used vehicle, check with Valley One Community FCU first. We offer up to 90% financing to qualified buyers.

View Our Rates

Checking Account

Share Draft Checking Account

Share draft checking account meets your needs without a lot of extras you don’t need. You won’t find a high minimum-balance requirement, per check charges, or monthly fees. Instead, our account offers you:

  • Easy access to your account by check, ATM card or Debit Card
  • Monthly Statements
  • No Fees except for the checks you use & checks returned for non-sufficient funds
  • Audio Response Teller.
    Call (740) 346-0151 to access your account
Savings Account

Savings Accounts

Turn to Valley One Community FCU for the answers and options you need to support your future with our different savings products. All savings accounts are insured up to $250,000 by the NCUA (National Credit Union Administration).

For a savings calculator, click here.

Credit Card

Credit Cards

You could qualify for a MasterCard Gold Card or MasterCard Basic. Both MasterCard credit cards include:

  • No Annual Fee
  • 25-Day Grace Period
  • Low Minimum-monthly payments
  • Accepted Worldwide
  • Cash Advances

Access Your Credit Card Info

Debit Card

Debit Cards / ATM Access

Use the MasterMoney Debit Card for cash withdrawals and point-of-sale transactions.. You’ll never be charged when you use Valley One Community FCU’s ATM machine, located at the first lane of our drive-thru at 2990 Johnson Road in Steubenville, Ohio.

Retired couple on beach

Individual Retirement Accounts

Valley One Community FCU offers several types of IRA plans: Traditional, Roth IRA, & Coverdell Education Savings Account.

Savings Calcuator

Become a Member Today

The two savings calculators below will calculate for you, the value of a single deposit made to your account or the value of your account with multiple deposits.

You can download a list of current savings rates and when you are ready click to become a member.

Single Deposit Savings Calculator

To calculate the future value of a one-time, lump-sum investment, enter the dollar amount invested, the interest rate you expect to earn, and the number of years you expect to let the investment grow, then click the Compute button.

Note: When entering numbers into the data fields only use numbers and applicable decimal points. Entering commas, dollar signs, or any other non-numeric characters will cause an error.

 Enter the Deposit Amount:  $
 Enter the Annual Interest Rate:   %
 Enter the Number of Years:  #

Future Value:
Interest Earned:

The accuracy of this calculator and its applicability to your circumstances is not guaranteed.
Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.

Monthly Deposit Savings Calculator

To calculate the future value of a monthly investment, enter the beginning balance, the monthly dollar amount you plan to deposit, the interest rate you expect to earn, and the number of years you expect to continue making monthly deposits, then click the Compute button.

Note: When entering numbers into the data fields only use numbers and applicable decimal points. Entering commas, dollar signs, or any other non-numeric characters will cause an error.

 Enter the Initial Investment (optional):  $
 Enter the Monthly Addition:  $
 Enter the Annual Interest Rate: %
 Enter the Number of Years:  #

Future Value:
Interest Earned:

The accuracy of this calculator and its applicability to your circumstances is not guaranteed.
Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.

Have a question?