Loans
Get your dreams off the ground! Valley One Community Federal Credit Union offers a variety of low-cost loan options for all your borrowing needs. Talk to our loan department to find the loan that works the best for your financial situation.
Auto Loans
Home Loans
We’re offering first mortgage loans for as low as 5.75% fixed rate for up to 15 years.
Home Equity Line of Credit
We also offer a fixed-rate loan for five, seven, 10 or 15 years on a variable rate home equity line of credit.
Personal Loans
Valley One Community FCU understands you may need extra cash time-to-time for a vacation, furniture, small purchases or an emergency. Qualified members can borrow up to $7,000 with repayment terms up to 60 months.
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Secured Loans
Valley One Community FCU is pleased to offer share secured loans in which your funds deposited (share accounts or share certificates) with Valley One Community FCU are used as collateral. With our share secured loans, you can borrow up to 100% of the available balance in your accounts.
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Recreational Vehicle Loans
Looking to finance an RV? We can help! Valley One Community Federal Credit Union offers Recreational Vehicle Loans.
- A Recreational Vehicle Loan for less than $10,000 is financed for a term of 60 months.
- Recreational Vehicle Loans for more than $10,000 are financed for a term of 120 months
Start Your Loan Application Today
Use the financial calculator below for an estimate of your loan amount or payment. You can download a list of current loan rates and when you are ready click Apply Online to fill out a loan application.
Loan Calculator
Enter the term, rate, and either the payment or loan amount – the other will be calculated for you.
The accuracy of this calculator and its applicability to your circumstances is not guaranteed.
Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.
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