House and Auto Loans


Get your dreams off the ground! Valley One Community Federal Credit Union offers a variety of low-cost loan options for all your borrowing needs.  Talk to our loan department to find the loan that works the best for your financial situation.

Auto Loans

Auto Loans

If you’re in the market for a new or used vehicle, check with Valley One Community FCU first. We offer up to 90% financing to qualified buyers.

Current Rates

Home Loans

Home Loans

We’re offering first mortgage loans for as low as 5.75% fixed rate for up to 15 years.

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Home Equity line of credit

Home Equity Line of Credit

We also offer a fixed-rate loan for five, seven, 10 or 15 years on a variable rate home equity line of credit.

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Happy family on beach

Personal Loans

Valley One Community FCU understands you may need extra cash time-to-time for a vacation, furniture, small purchases or an emergency.   Qualified members can borrow up to $7,000 with repayment terms up to 60 months.

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Secured Loans with stacks of money

Secured Loans

Valley One Community FCU is pleased to offer share secured loans in which your funds deposited (share accounts or share certificates) with Valley One Community FCU are used as collateral. With our share secured loans, you can borrow up to 100% of the available balance in your accounts.

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Young Couple use a Recreational Vehicle loan to finance an RV and take a scenic vacation

Recreational Vehicle Loans

Looking to finance an RV? We can help! Valley One Community Federal Credit Union offers Recreational Vehicle Loans.

  • A Recreational Vehicle Loan for less than $10,000 is financed for a term of 60 months.
  • Recreational Vehicle Loans for more than $10,000 are financed for a term of 120 months
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Start Your Loan Application Today

Use the financial calculator below for an estimate of your loan amount or payment. You can download a list of current loan rates and when you are ready click Apply Online to fill out a loan application.

Loan Calculator

Enter the term, rate, and either the payment or loan amount – the other will be calculated for you.

Loan Amount: $
Payment: $
Annual Percentage Rate: %
Length of Loan:

The accuracy of this calculator and its applicability to your circumstances is not guaranteed.
Results should be discussed with a qualified professional before any product purchases or loan commitments are made. Using this calculator does not guarantee credit.

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